American General 2727A Allen Parkway B-F4, Houston, TX 77019
888-653-5463 Fax: 800-337-0961
AM Best A (excellent) (3rd of 15 categories A++ to F) as of September 15, 2008
S&P A+ (5th of 21 categories AAA to D) as of September 15, 2008
Moody's Aa3 (4th of 21 Categories Aaa to C) as of September 15, 2008
Fitch AA-  (4th of 24 categories AAA to D) as of September 15, 2008
Assurity Life P.O. Box 82533, Lincoln, NE 68501
800-276-7619
Fax: 877-229-5533

AM Best

A- (excellent) (4th of 15 categories A++ to F)   as of September, 2008
Aviva 9200 Keystone Crossing, Suite 800, Indianapolis, IN 46240
800-428-7031
Fax: 888-827-3358
AM Best A+ (superior) (2nd of 15 categories A++ to F)   as of December 31, 2007
S&P AA- (very strong) (4th of 21 categories AAA to D) as of December 31, 2007
Moody's A1 (good) (8th  of 21 Categories Aaa to C)   as of December 31, 2007
Fitch AA- (very strong) (4th of 24 categories AAA to D) as of December 31, 2007
Banner Life Rockville , MD
AM Best A+ (superior) (1st of 15 categories A++ to F)
S&P A+ (5th of 22 categories AAA to D)
Fidelity Life P.O. Box 9269, Oak Brook, IL 60522-9269
877-704-6279

AM Best

A- (excellent) (4th of 15 categories A++ to F)   as of June 18, 2008
Genworth Financial companies 700 Main Street, Lynchburg, VA 24504
AM Best A+ (superior) (2nd of 15 categories A++ to F)   as of September 30, 2008
S&P AA- (very strong) (4th of 21 categories AAA to D)   as of September 30, 2008
Moody's A1 (8th  of 21 Categories Aaa to C)   as of February 4, 2009
Fitch A+ (5th of 24 categories AAA to D) as of February 4, 2009
Lincoln Financial PO BOX 515 , Concord , NH 03301
(800)258-3648 Fax: (877)233-8629
AM Best A+ (2nd highest of 16) as of 02/10/09
S&P AA (3rd highest of 21) as of 02/10/09
Moody's Aa3 (4th highest of 21) as of 02/10/09
Fitch AA (3rd highest of 21) as of 02/10/09
North American 525 West Van Buren, Chicago, IL 60607
(800) 800-3656 Fax: (312) 648-7796
AM Best A+ (superior) (2nd of 15 categories A++ to F) as of January 4, 2008
S&P    AA- (very strong) (4th of 24 categories AAA to D)  as of December 5, 2006
Transamerica Family Markets

4333 Edgewood Road NE, Cedar Rapids, IA 52499

877-454-4768 Fax: 319-369-4062

AM Best A (excellent) (3rd of 15 categories A++ to F)   as of July 13, 2009
S&P AA- (very strong) (4th of 21 categories AAA to D)   as of July 13, 2009
Moody's Aa3 (4th  of 21 Categories Aaa to C)   as of May 7, 2008
Fitch AA+ (very strong) (2nd of 24 categories AAA to D) as of July 17, 2008
West Coast Life

PO Box 830570, Birmingham, AL 35283

800-366-9378 Fax: 205-268-3282

AM Best A+ (superior) (2nd of 15 categories A++ to F) as of June 2, 2008
S&P    AA- (very strong) (4th of 21 categories AAA to D)   as of February 26, 2009
Moody's   A1 (8th  of 21 Categories Aaa to C) as of February 4, 2009
Fitch    A+ (very strong) (5th of 24 categories AAA to D) as of February 4, 2009
Ratings of the A.M. Best Company, Fitch Ratings, Moody's Investors Service, and Standard & Poor's reflect the current opinion of relative financial strength and operating performance.
Ratings criteria and rankings can vary by rating company. Copies of rating reports are available from each insurance company upon request.